Locking Your Equifax Credit File

Request a fraud or active duty alert place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty.

Locking your equifax credit file.

Freezing or locking your equifax credit report will not prevent access to your credit file at any other credit reporting agency. These exceptions may include. To lock your equifax credit report using equifax credit report control sign in to your product. A credit lock also known as a security lock has the same result as a credit freeze but it s easier and quicker to lock and unlock your credit than to freeze and un freeze or thaw it.

Locking your credit is a procedure that can help prevent identity theft and credit fraud by blocking access to your credit report. Lock alert allows you to quickly lock and unlock your equifax credit report. You cannot have a security freeze on your equifax credit report along with a lock. This article explains how to lock and monitor your credit at all three credit bureaus.

Locking or freezing your credit file may help prevent criminals from opening fraudulent accounts in your name. On your dashboard expand the single bureau lock feature in the list on the right. You ll need to unlock your equifax credit report when you re requesting new credit for example buying a car or applying for a loan and require a credit check. We ll alert you of your new status.

Just click or swipe to lock and unlock. Entities that may still have access to your equifax credit report include. As a result of the equifax data breach more than 145 million americans have had their personal data exposed. You can then click lock now to lock your equifax credit report.

If you don t plan on applying for any new credit in the near future and your state doesn t allow credit freezing fees a freeze may be the way to go. You must lock your credit reports separately at each nationwide credit bureau equifax experian and transunion. Locking your equifax credit report will not prevent access to your credit report at any other credit reporting agency. Freezing or locking your equifax credit report prevents access by potential creditors and lenders but there are exceptions.

Lock alert makes locking and unlocking your equifax credit report easy. Download the lock alert app on the apple app store or google play or visit the lock alert page.